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Bankruptcy: Last Week Tonight with John Oliver (HBO) 

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John Oliver details why people file for bankruptcy, how needlessly difficult the process can be, and the ways we can better serve people struggling with debt.
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18.04.2021

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Kommentteja 100   
Erin Crane
Erin Crane 6 tuntia sitten
Kevin O'Leary has always been an asshole... he ran for leadership of the Conservative Party here in Canada on an antipoor pro big corporation kill social assistances force the disabled in to slave wage jobs roll back employment standards platform
Eman Ismail
Eman Ismail 9 tuntia sitten
Talk about the Israeli- Palestinian "conflict" John. You have the resources to do a thorough research. Don't be scared to tackle the issue. You can make a difference.
J Silva
J Silva 13 tuntia sitten
If you want to declare bankruptcy on student debt, then your loan shouldn't be necessarily approved.
Benjamin Gal-Or
Benjamin Gal-Or 14 tuntia sitten
*Three* *Revolutions,* Safe Future Jets, Future Cosmology, Virus-Free Life Ends Pandemic *Safe* *Future* *Jets* fiplace.info/loft/videot/gWSMe2estZ-sgoI fiplace.info/loft/videot/gpygY32Fya3HnKw *Future* *Cosmology* fiplace.info/loft/videot/pLGeaad7k4GwroY fiplace.info/loft/videot/m6-DeWmVsIuten4 *Virus-Free* *Life* *Ends* *Pandemic* Einstein's Induced *Geo-Thermo* in Ending Pandemics Vaccines alone *can't*, Part B Densities of particles across membranes (or of viruses across countries, counties, provinces, cities, rural districts' borders, or ZERO in NO-BORDER-WORLD'S 300,000 ISLANDS), drive their Diffusion Rates (or VDR for viruses) under square root law times membranes area (or border length).[1][2][3]. Pandemic leaders & Czars face today the greatest in history life-or-death *dilemma*: *Pay-Encourage* people, investors, companies, to relocate in virus-free domestic or international locations ranging from: #1: *Campings* in arid zones, beaches, river sides, forests, mountains, atolls. #2: *Relocations* via campers, tents, single floors, 100-ft Residential Distancing. #3: *GOVS-RELOCATIONS* start with homeless in donated good tents, food, etc. #4: *Non-science* terms like immigration, refugees, travel bans, lockdown, revised. #5: *Virus-Free-Sides* of most highways. Linked Countries Affect VDR inside Each: *Name*[3] *Deaths* *#/100k* *Fatality %* ___________________________________________ *BRAZIL* *417,176* *200* *2.78%* v. Vnzula 2,304 8 1.10% v. Urgwy 3,171 91 1.39% v. Argentin 67,821 151 2.14% v. Pragwy 7,209 102 2.36% v. Colomb 76,4141 53 2.59% v. Peru 63,223 197 3.45% v. Boliv 13,308 115 4.19% v. Eqdor 19,242 111 4.81% v. Chil 27,384 144 2.2% ________________________________________ *INDIA* *249,992* *18* *1.09%* v. Pkstn 19,336 9 2.20% v. Npl 3,859 13 0.95% v. SrlLnk 850 4 0.61% v. Bhutan 1 1 0.08% v. Mdvs Islnds 87 16 0.2% v. Bngldsh 12,045 73 1.54% ________________________________________ *GRMNY* *85,451* *102* *2.43%* v. Nrway 767 14 0.66% v. Dnmrk 2,498 43 0.97% v. NL 17,602 101 1.12% v. Swzlnd 10,715 125 1.60% v. Austr 10.392 111 1.65% v. Czch 29,711 278 1.80% v. Frnc 106,845 159 1.85% v. Spn 79,208 168 2.2% v. Blgm 24,444 214 2.43% v. Hngry 28,693 394 3.94% v. Itly 123,544 204 3.0 % ________________________________________ *US* *584,346* *177* *1.78%* v. Mxco 219,590 171 9.25% v. Eqdor 19,349 111 4.8% v. Cand 24,755 66 1.94% v. Gtml 7,815 47 3.3% v. Elslvdor 2,158 33 3.1% v. Prgwy 7,358 2.0% v. Pnam 6,285 1.75% v. Peru 64,898 197 3.5% v. Cymn Islnds 2 30 0.37% v. Iclnd 29 8 0.45% v. Brtsh V Islnds 1 33 0.46% v. Cub 768 76 0.6% v. SnMRTN 12 37 0.68% ________________________________________ *CN* *4,846* *1* *4.7%* v. HK 210 28 1.78% v. Mngl 193 6 0.35% v, Bhutn 1 1 0.08% v. Npl 4,252 13 0.95% v. Twn 12 1 1.02% v. Kzkhstn 3,853 207 1.14% v. TJkstn 13,308 90 0.7% v. Vtnm 0 0.0%? ________________________________________ *RUSS* *112,410* *77* *2.32%* v. Ukrn 48,419 109 2.18% v. Hungry 28,888 294 3.60% v. Plnd 70,679 184 2.46% v. Kzkhstn 3,372 18 0.8% v. Fnlnd 922 167 1.04% v. Estn 1,204 91 0.96% ________________________________________ Russia borders with 12 other countries ________________________________________ *ISRL* *6,378* *70* *0.76%* v. Jrdn 9,047 90 1.26% v. Lbnon 7,507 109 1.4% v. Egpt 14,091 14 5.85% v. Syr 1,664 10 7.1% _____________________________________________________ NO BORDERS, NO VIRUS in 12 ISLANDS-ATOLLS cited out of PHL-7,100, EST-2,220, out of Africa, India, Europe, U.S, Australia, which, with peninsulas & Arid Areas, constitute Nature Refuge from this virus. ______________________________________________________ Sn Barth 1 140 0.10% Timor-Leste 5 1 0.13% Cayman Ilnds 2 30 0.37% Brtsh Vrgn Ilnds 1 33 0.46% Grenada 1 9 0.63% Sn Vincent 12 118 0.63% Sn Martin 12 369 0.68% Turks & Caicos 17 480 0.71% New Zealand 26 1 0.99% Taiwan 12 1 1.02% Caribbean NL 16 636 1.02% Mauritius 17 13 1.39% ________________________________ SAF 54,825 94 3.4% Irn 75,261 91 2.8% Ymn 1,275 4 19.7% ________________________________ Alaska 0.52% Utah 0.56% Porto Rico 0.93% LA, Ca 24,030 Brnx, NY 6,514 MiaMi-Dde 6,273 ________________________________ *REFERENCES* 1. NYT and POLITICO appear first to comprehend this Science.[2]. www.politico.com/news/2021/03/24/biden-new-testing-strategy-covid-477882 2. Gal-Or, Benjamin, at 2. Id. at3. Id. at 'Modern Thermodynamics' and Local Climates 'Thermodynamics' [Amazon, Wiley, Springer, Science, Nature, 'In', FIplace.]. 3. Thousands of dedicated MDs, Nurses, Health Care Workers in ~180 Countries daily reporting these data to US University JH and WHO, analyzed via countries around each or as islands, peninsulas, etc. and reordered herein in 3 or 5-Days Intervals, these data for May 9-14, 2021. *All* *Copyrights* apply and reserved to this author, David Galor and family members.////
Grey_Jedi_ Knight_Ali
Grey_Jedi_ Knight_Ali 14 tuntia sitten
Lol seeing James Blackwood from raccoon whisperer at the end made me smile. 🌭 🦝 which is great as everything else in this video is just depressing. Some one tell me why Warren couldn’t be president?
Eman Ismail
Eman Ismail 17 tuntia sitten
Talk about the Israeli- Palestinian "conflict" John. You have the resources to do a thorough research. Don't be scared to tackle the issue. You can make a difference.
Eman Ismail
Eman Ismail 17 tuntia sitten
Talk about the Israeli- Palestinian "conflict" John. You have the resources to do a thorough research. Don't be scared to tackle the issue. You can make a difference.
Eman Ismail
Eman Ismail 17 tuntia sitten
Talk about the Israeli- Palestinian "conflict" John. You have the resources to do a thorough research. Don't be scared to tackle the issue. You can make a difference.
Eman Ismail
Eman Ismail 13 tuntia sitten
@Luca Wegmeyer there sure are some historical facts that he can highlight, aren't there?
Luca Wegmeyer
Luca Wegmeyer 14 tuntia sitten
Its impossible to not anger on side of the conflict
Kirsten Overcame
Kirsten Overcame Päivä sitten
I’m a bankruptcy paralegal in NY. NY court fees for just filing are over $300. Chapter 13 is often the only option since you have to make below the “median income” line for your area to qualify for chapter 7. It is such bull crap. CC courses are a joke and don’t apply to 80% of my clients, most of whom have medical debt. Bankruptcy can greatly help some people, but like He said, a lot of debt cannot be discharged so please make sure your attorney knows exactly what type of debt you have. Good luck people!
Allan
Allan Päivä sitten
Maybe some of those people got their self Into their situation? Where’s the personal responsibility? Compassionate grounds I get . But I want it and can’t afford it. Nah.
Emblox Empire
Emblox Empire Päivä sitten
where is the episode about palestine?
Natalie Nicole
Natalie Nicole Päivä sitten
The trustee makes out the best credit card companies just write off. They dig really hard to see if there is a drop of what little one has left has any value so they can take it.
dcoog anml
dcoog anml Päivä sitten
I have a feeling that this "once-in-a-century pandemic" is going to become like the "hundred-year flood".
Benjamin Gal-Or
Benjamin Gal-Or Päivä sitten
\\\ Einstein's Induced Geo-Thermo in Ending Pandemics Vaccines alone can't, Part B /// Densities of particles across membranes (or of viruses across countries, counties, provinces, cities, rural districts' borders, or ZERO in NO-BORDER-WORLD'S300,000 ISLANDS), drive their Diffusion Rates (or VDR for viruses) under square root law times membranes area (or border length).[1][2][3]. Pandemic leaders and Czars face today the greatest in history life-or-death dilemma: Pay-Encourage people, investors, companies, to relocate in virus-free domestic or international locations ranging from: #1: Campings in arid zones, beaches, river sides, forests, mountains, atolls. #2: Relocations via campers, tents, single floors, 100-ft Residential Distancing. #3: GOVS' RELOCATIONS start with homeless in donated good tents, food, etc. #4: Non-science terms like immigration, refugees, travel bans, lockdown, revised. #5: Virus-free-sides of most highways. Linked Countries May Affect VDR of Each: Name Deaths[3] #/100k Fatality % ________________________________________ BRAZIL 417,176 200 2.78% v. Vnzula 2,304 8 1.10% v. Urgwy 3,171 91 1.39% v. Argentin 67,821 151 2.14% v. Pragwy 7,209 102 2.36% v. Colomb 76,4141 53 2.59% v. Peru 63,223 197 3.45% v. Boliv 13,308 115 4.19% v. Eqdor 19,242 111 4.81% v. Chil 27,384 144 2.2% _______________________________________ INDIA 249,992 18 1.09% v. Pkstn 19,336 9 2.20% v. Npl 3,859 13 0.95% v. SrlLnk 850 4 0.61% v. Bhutan 1 1 0.08% v. Mdvs Islnds 87 16 0.2% v. Bngldsh 12,045 73 1.54% ________________________________________ GRMNY 85,451 102 2.43% v. Nrway 767 14 0.66% v. Dnmrk 2,498 43 0.97% v. NL 17,602 101 1.12% v. Swzlnd 10,715 125 1.60% v. Austr 10.392 111 1.65% v. Czch 29,711 278 1.80% v. Frnc 106,845 159 1.85% v. Spn 79,208 168 2.2% v. Blgm 24,444 214 2.43% v. Hngry 28,693 394 3.94% v. Itly 123,544 204 3.0 % ________________________________________ US 584,346 177 1.78% v. Mxco 219,590 171 9.25% v. Eqdor 19,349 111 4.8% v. Cand 24,755 66 1.94% v. Gtml 7,815 47 3.3% v. Elslvdor 2,158 33 3.1% v. Prgwy 7,358 2.0% v. Pnam 6,285 1.75% v. Peru 64,898 197 3.5% v. Cymn Islnds 2 30 0.37% v. Iclnd 29 8 0.45% v. Brtsh V Islnds 1 33 0.46% v. Cub 768 76 0.6% v. SnMRTN 12 37 0.68% ________________________________________ CN 4,846 1 4.7% v. HK 210 28 1.78% v. Mngl 193 6 0.35% v, Bhutn 1 1 0.08% v. Npl 4,252 13 0.95% v. Twn 12 1 1.02% v. Kzkhstn 3,853 207 1.14% v. TJkstn 13,308 90 0.7% v. Vtnm 0 0.0%? ________________________________________ RUSS 112,410 77 2.32% v. Ukrn 48,419 109 2.18% v. Hungry 28,888 294 3.60% v. Plnd 70,679 184 2.46% v. Kzkhstn 3,372 18 0.8% v. Fnlnd 922 167 1.0% v. Estn 1,204 91 0.96% ________________________________________ Russia borders with 12 other countries ________________________________________ ISRL 6,378 70 0.76% v. Jrdn 9,047 90 1.26% v. Lbnon 7,507 109 1.4% v. Egpt 14,091 14 5.85% v. Syr 1,664 10 7.1% ___________________________________________________ NO BORDERS, NO VIRUS in 12 ISLANDS-ATOLLS cited out of PHL-7,100, EST-2,220, out of Africa, India, Europe, U.S, Australia, which, with peninsulas Arid Areas, constitute Nature Refuge from this virus. ___________________________________________________ Sn Barth 1 140 0.10% Timor-Leste 5 1 0.13% Cayman Ilnds 2 30 0.37% Brtsh Vrgn Islnds 1 33 0.46% Grenada 1 9 0.63% Sn Vincent 12 118 0.63% Sn Martin 12 369 0.68% Turks & Caicos 17 480 0.71% New Zealand 26 1 0.99% Taiwan 12 1 1.02% Caribbean NL 16 636 1.02% Mauritius 17 13 1.39% ______________________________________ SAF 54,825 94 3.4% Irn 75,261 91 2.8% Ymn 1,275 4 19.7% ______________________________________ Alaska 0.52% Utah 0.56% Porto Rico 0.93% LA, Ca 24,030 Brnx, NY 6,514 MiaMi-Dde 6,273 ______________________________________ REFERENCES 1. NYT and POLITICO appear first to comprehend this Science.[2]. www.politico.com/news/2021/03/24/biden-new-testing-strategy-covid-477882 2. Gal-Or, Benjamin, at 2. Id. at3. Id. at 'Modern Thermodynamics' and Local Climates 'Thermodynamics' [Amazon, Wiley, Springer, Science, Nature, 'In', FIplace.]. 3. Thousands of dedicated MDs, Nurses, Health Care Workers in ~180 Countries daily reporting these data to US University JH and WHO, analyzed via countries around each or as islands, peninsulas, etc. and reordered herein in 3 or 5-Days Intervals, these data for May 9-14, 2021.All Copyrights apply and reserved to this author, David Galor and family members.
xLuye
xLuye Päivä sitten
Where's the right wingers at claiming LWT only bashes the republicans?
Patented Organism
Patented Organism Päivä sitten
Man, it’s videos like this that remind me of how broken the American economy is.
dcoog anml
dcoog anml Päivä sitten
Racoon dude hit the bigtime!
atila620
atila620 Päivä sitten
I want to live in the alternate universe where Elizabeth Warren is president.
dr's without bounderies
dr's without bounderies 2 päivää sitten
i with ya John but being offered credit cards is not an excuse...
dr's without bounderies
dr's without bounderies 2 päivää sitten
wow....$80k for a whole house..I live in Vanouver Canada and my 550 sq ft, 2 window condo in the most drug riddled deprived neighborhood in the whole god damn world sells for $450k...totally balls!
qopoy dnon
qopoy dnon 2 päivää sitten
here lets make it harder for you to use that rather than work on what brought you to it"
Jaron Lindow
Jaron Lindow 2 päivää sitten
Instructions unclear. Hotdog caught in raccoon.
Breanna P
Breanna P 2 päivää sitten
I hate the existence and politics of bankruptcy so fucking much, but raccoons are a close second.
Ilika Baus
Ilika Baus 3 päivää sitten
The strong lotion expectably stamp because mask compellingly wander times a supreme gauge. mountainous, thoughtful veil
qopoy dnon
qopoy dnon 2 päivää sitten
keep my car but Chapter 7 will be the only real solution. If I have to lose my car anyway, the bankruptcy doesn't really fix anything.
Benjamin Gal-Or
Benjamin Gal-Or 3 päivää sitten
NYT and POLITICO appear first to comprehend Geo Virus Dynamics Science.[1][2]. FIRST FIVE RULES #1: USE VIRUS-FREE LOCATIONS: 300,000 islands, endless beach areas, peninsulas, campings areas, even in arid zones, even on most world's virus-free-highways-sides, all under strict 100-ft-RESIDENTIAL-DISTANCING. #2 : Vaccines alone fail recovery if not strictly used under these rules. #3: The rules are based on VIRUS DYNAMICS DRIVES, VDD, which are proportional to square root of difference in proper VDD across membranes or borders, times Lengths/Areas between countries, states, counties, provinces, domestically & internationally. #4: These rules confirm and clearly explain why nations that had closed borders since early 2020, have resulted in low deaths rates in % ~same as in Islands, peninsulas & atolls listed in Part B [2], while open borders spread global Deaths, today 3,335,196. #5: Billions comments flood the global internet, preventing these rules to reach national, state and provincial epidemic Czars, Part B, LISTS. All copyrights apply. REFERENCES [1] NYT and POLITICO appear first to comprehend this Science.[2]. www.politico.com/news/2021/03/24/biden-new-testing-strategy-covid-477882 [2] Gal-Or, Benjamin, 'Modern Thermodynamics' and Local Climates 'Thermodynamics' [Amazon, Wiley, 'In', FIplace, ISSUU, Scribd, Springer, AIAA, ASME, Science, Nature] integrated with published pandemic data by thousands of dedicated Drs., nursers, Health-Care Workers in ~150 nations daily reporting to US university JH & World Health UN Organization, WHO, on corona/variants. The are analyzed here via main borders around selected nations then Reordered by this PRIVATE, NON-AFFILIATED, UN-FUNDED STUDY since Oct 22, 2020 [youtube, ['in']. Part A. All Copyrights apply.
Juliet L. Glaser
Juliet L. Glaser 3 päivää sitten
Definitely we need a better system...but I wish there was some acknowledgement that some people filing for bankruptcy could use some financial management skills. It's not something taught in schools, and it should be. Not everyone learns how to be financially responsible, and sometimes (obviously not all the time) bankruptcy is in fact the result of careless financial management and decisions. And while larger creditors may not suffer when a debtor claims bankruptcy, this segment left out smaller creditors, like landlords, who also get screwed when someone claims bankruptcy. So...there needs to be some middle ground, and a better system for everyone. (And for sure, fixing health care costs in this country and student debt would be a huge piece of that.)
Dayon Mage
Dayon Mage 3 päivää sitten
The "man" who doesn't see an issue with his home country being overrun, overpopulated, and ethnically cleansed of it's host population under a fair-seeming disguise of humanitarian compassion. Share and share alike, isn't that right, John Oliver? After all, it's not you who has to walk through the destruction of a gang-festering rap-music filled London cesspool, overpopulated and doomed to strife. After all, You are a successful celebrity living a comfortable life, making immense wealth by turning a phrase and portraying a joke, usually aimed at undermining Western civilization, and mocking the existential situation of your own people. Making light of our own obliteration. What a stand up guy you are, John Oliver.
xxnike629xx
xxnike629xx 3 päivää sitten
Our financial and economic systems are broken.
Wendy Desparois
Wendy Desparois 3 päivää sitten
I don't think less of my mother for having had to go bankrupt twice in her life, I think less of her because she said - after the 2nd one - and I quote, "The more money I give to [her church], the more money I have!". I still can't get over that level of stupidity.
Gustav C. Nygaard
Gustav C. Nygaard 3 päivää sitten
I like to imagine that at the time of filming he didnt know the cicada was happening ⏩ tinyurl.com/y3cyb4eb !💖🖤❤️今-後-は気をライブ配信の-再編ありがとうです!この日のライブ配信は、かな-らりやば-かった-ですね!1万人を超える人-が見ていたもん(笑--やっぱり人参最高!まさかのカメ-ラ切り忘れでやら1かしたのもドキドキでした,. 💖🖤在整個人類歷史上,強者,富人和具有狡猾特質的人捕食部落,氏族,城鎮,城市和鄉村中的弱者,無`'守和貧窮成員。然而,人類的生存意願迫使那些被拒絕,被剝奪或摧毀的基本需求的人們找到了一種生活方式,並繼續將其DNA融入不斷發展的人類社會。. 說到食物,不要以為那些被拒絕的人只吃垃圾。相反,他們學會了在被忽視的肉類和蔬菜中尋找營養。他們學會了清潔,切塊,調味和慢燉慢燉的野菜和肉類,在食品市場上被忽略的部分家用蔬菜和肉類,並且學會了使用芳香的木煙(如山核桃,山核桃和豆科灌木 來調味g食物煮的時候
Madam Lt
Madam Lt 3 päivää sitten
Yeah I know bankruptcy. My parents filed for it more than twice because they’re absolutely stupid with their money.
Desminer
Desminer 4 päivää sitten
Racoon dude hit the bigtime!
Bunny, Easter
Bunny, Easter 4 päivää sitten
In Canada you can file for a "consumer proposal" to at least pay off your credit card debt, with a much lower and much longer payment plan... 5 years later and I'm still paying mine off 😅
Bunny, Easter
Bunny, Easter 4 päivää sitten
19:31 Top 10 most tragic anime deaths
Luna evans
Luna evans 4 päivää sitten
Nice video.... i make huge profits on my investment since i started trading with Mrs Amelia Isabella,her trading strategies are top notch.
Roland Kohler
Roland Kohler 4 päivää sitten
bro were do you find that video of the man feeding racoons individual hotdogs
Kronos
Kronos 4 päivää sitten
America is the country where the rich pay money to politicians to implement policies that make the rich richer and the poor poorer. Its absolutely insane that lobying is legal in the US, in every other country lobying is called corruption.
Goalie
Goalie 4 päivää sitten
Having to suck it up and sit through a condescending credit counselling course would be the least of my concerns compared to the shame of bankruptcy and my ruined credit rating.
CynicalDriver
CynicalDriver 5 päivää sitten
I'm considering bankruptcy right now. I had a plan, and that plan was starting to work. Then I had to get a vacuum pump replaced in my car. Then I broke my leg at work. Then I had to replace the turbo in my car. That all happened in one week. $2,400 in repairs, a surgery, and a month out of work later... the finance company wants my car, which will cause me to lose my job, which will cause me to be unable to afford rent, and I won't be able to get another job because I won't have a car. Chapter 13 might be my only option to keep my car but Chapter 7 will be the only real solution. If I have to lose my car anyway, the bankruptcy doesn't really fix anything.
CynicalDriver
CynicalDriver 5 päivää sitten
You might be thinking "missing one month won't cause a repossession," and you'd be right, but my finance company did nothing to help during the early stages of the pandemic when I got my hours cut just enough to prevent collecting unemployment. I had been catching up, but this was the final nail in the coffin for them.
Kristopher Watts
Kristopher Watts 5 päivää sitten
Does anyone know which episode of Shark Tank that was? As a Canadian.. I LOVE seeing O'Leary being ripped into
Tessa Wicked
Tessa Wicked 5 päivää sitten
The fact that student debt cant be helped is just admitting failure imo
BioRoot
BioRoot 5 päivää sitten
*John talking about 80K:* _"She could have bought this entire 3 bedroom, 2 bathroom house in Indianapolis..."_ *Me who lives in Indy:* _"oh John... oh my dear John... If only..."_
Joe Guy
Joe Guy 5 päivää sitten
I heard that a study that was conducted back in 2019 showed that 530,000 Americans had declared bankruptcy as a result of medical bills. After paying a huge bill for a family member who visited the hospital (for a couple of hours), and my insurance really not covering much of anything, I believe it (took months to pay). I think the next one would certainly bankrupt my family.
dolita windo
dolita windo 5 päivää sitten
Please watch the Frontline episode, The Secret History of The Credit Card and then donate to PBS. Thank you.
Insomniac Enby
Insomniac Enby 5 päivää sitten
The weirdest thing about the Biden V. Warren argument was Joe having hair.
KevinTalks
KevinTalks 5 päivää sitten
Ugh no idea how I been sober for last 8 months
KevinTalks
KevinTalks 5 päivää sitten
You didn’t show the question from those men to suzze orman wow the left not showing us all the footage to make there own narrative how original
seigeengine
seigeengine 5 päivää sitten
Wow, couldn't even make a full fucking point, huh?
Yak Eru
Yak Eru 5 päivää sitten
Is it just me, or is there a pattern in almost every single episode : Some rich p.o.s. lobbied like crazy, poor people got screwed, rich people got richer. I don't think the US has a plastic problem, or a bankruptcy problem, or a public healthcare problem, or a public education problem, or a republican problem, or a prison problem, or an elderly care problem, or a weapon problem, or a pollution problem ... you just have a lobbying problem. Most Americans have their heart at the right place, and recognize inequalities, and want to improve things, but there is always one angry rich white guy lobbying like a mad man that manages to get the interests of his limited niche of crazy people above the common good and all the other Americans put together. That's seriously f*ed up, and not really how democracy works usually.
Alex Bennett
Alex Bennett 5 päivää sitten
Using a stereotypical name makes sense. When looking for discrimination why not set up the most likely circumstances?
Ursula Peter
Ursula Peter 6 päivää sitten
Forex investment controls a huge part of my passive income, I invest big and my profits are even bigger, courtesy of my broker Mrs Juana Dirix
jame fraklinn
jame fraklinn 6 päivää sitten
Investing successfully in forex requires the expertise of a professional broker, that is why I have made profit since i started trading with Mrs Juana Dirix, she is the best
Diana Samantha
Diana Samantha 6 päivää sitten
Amazing I also just started trading with Mrs Juana Dirix, she is the best at what she does with an initial investment of $1700 i made up to $5230 in just a week of trading with her, her strategies are mind blowing
jerry orkson
jerry orkson 6 päivää sitten
I have traded with a lot of individuals but I have never come across anyone as good as Mrs Juana Dirix, just by applying her strategies I now trade independently. she is the best I'd advise any novice in investing to trade with her.
Ursula Peter
Ursula Peter 6 päivää sitten
@Matins Orkson You have to be consistent in your approach trading forex is always difficult
Ursula Peter
Ursula Peter 6 päivää sitten
@investwithdirix
Christopher Kelly
Christopher Kelly 6 päivää sitten
How huge was that butt you cheeky Brit
Sashimiroll
Sashimiroll 6 päivää sitten
Biden may not be as bad as Trump, but like Hillary, he represents everything wrong with the Democratic Party. Trump was horrible, but Biden (though infinitely better), was far from the best choice you guys could have made last year.
seigeengine
seigeengine 5 päivää sitten
He was the best choice, by virtue of the reality that better choices weren't choices. It doesn't matter who you pick if they lose.
L Email
L Email 6 päivää sitten
Joe Biden is an a hole I knew it. Isn't he racist as well?
Game Knight613
Game Knight613 3 päivää sitten
well he was better than the alternative, I think I like him a bit more than I liked trump
Jaz Helton
Jaz Helton 6 päivää sitten
They can subsidize and bail out corporations but not students and the working class, because we are basically chattel to them
Jaz Helton
Jaz Helton 6 päivää sitten
What is with the condescension to the working class? Patronizing credit counseling or financial advice or calling people “radioactive”, and shaming them for getting tripped up by the traps and exploitation that is being designed to keep them stuck?
nuuutupie
nuuutupie 6 päivää sitten
LOL, "Master of Science in Global Affairs", I bet, she was expecting to make millions.
Jaz Helton
Jaz Helton 6 päivää sitten
Corporations and the upper class have squeezed the lower class almost to death. Trapping you in debt forever turns you into passive income for them. Student loans getting away with being predatory and colleges being so outrageously expensive is trash. This level of greed is criminal
normie x
normie x 6 päivää sitten
Wow, being poor in America is really expensive.
cestladope
cestladope 6 päivää sitten
Please watch the Frontline episode, The Secret History of The Credit Card and then donate to PBS. Thank you.
Jaz Helton
Jaz Helton 6 päivää sitten
So corporations get tax cuts and bail outs, but people claiming bankruptcy is the thing supposedly dragging us all down? That is so transparently just people with a vested interested in keeping people trapped in debt forever. This country is run by predators of every kind, for the benefit of a certain class.
Tiffany Gaumont
Tiffany Gaumont 6 päivää sitten
Do a show on GME already! LOL
Luigi Scazzari
Luigi Scazzari 6 päivää sitten
You have to love capitalism. I personally recommend the British version of "Yeah No Shit", "No Shit Sherlock". Like The Economist, but better.
Pharaoh Misa
Pharaoh Misa 6 päivää sitten
Yes John you really do need that item.
john nays
john nays 6 päivää sitten
you might as well put these full shows on FIplace for free, they are here anyway.... quit making people pay for awesome shows that can change society for the better!!
EVALINE MUTUKU
EVALINE MUTUKU 6 päivää sitten
Very informative
Gavriluta Vlad
Gavriluta Vlad 6 päivää sitten
The add at the beginning. Just spot on. I wouldn't press skip if it was on my youtube, just cause of the sheer fuckery of it.
Benjamin Gal-Or
Benjamin Gal-Or 6 päivää sitten
ACTIVE CONTROL of 3 Virus Diffusing Net Gradients through Borders of US, China, Russia, Brazil, India, Germany, Israel in preventing a million more pandemic deaths? [1][2],['in'] May 10, 2021 AVOID AIA [6] eg US: 1. Identify VIRUS-FREE-AREAS like FREE Highway Sides, National State/County/City/Rural PARKS at Utah/Alaska/PrtRic & HWY-Islands 2. Provide ONE-WAY TRAVEL PERMITS to 1-locations or islands [List], 3. Minimizing rush to hospitals, 4. Allow moves to islands/rivers/forests/safe-deserts/camping with 100 ft Residential Distancing 5. Provide Free good tents to homeless with, food ordering Max-Stay Outside, enough said prior to [7]. 1) Pandemic Deaths, 2) Deaths/1M, 3) Key Variable Case Fatality Rates, in %, are key CONTROL variables in global, national, states, counties, cities, rural districts, provinces. IDENTIFY NET Virus Diffusion Directions driven by 3 Border Diffusion Gradients, BDG, [LISTS], while new variants cross borders by BDG & vaccines defeat not some, 'in', Id.: ________________________________ US 594,059 1,816 1.78% v. Cayman Islands 2 30 0.37% v. Iceland 29 6 0.45% v. British Islands 1 33 0.46% v. SnMRTN 12 369 0.68% v. Canada 24,489 661 1.94% v. Mexico 218,173 1,729 9.25% v. Between States, Counties, Rural Districts v. Alska 0.52%, Uth 0.56%, PrtRic 0.93%, or HWY isllands, US ISLANDS Between NZ-AU-PHL, other nations, [6]. __________________________________ China 5.11% v. Hong Kong 210 28 1.78% v. Mongolia 153 48 0.35% v, Bhutan 1 1 0.08% v. Taiwan 12 1 1.02% v. Kazakhstn 3,853 207 1.14% v. Diaoyu Ilands, Provinces, Municipalities, [6] __________________________________ Russia 112,622 780 2.32% v. Ukraine 45,830 1,027 2.18% v. Hungary 28,403 2,908 3.60% v. Poland 69,445 1,829 2.46% v. Kazakhstan 3,853 207 1.14% v. Finland 922 167 1.04% v. Estonia 1,193 903 0.96% v. ~12 more bordering countries, [6] ___________________________________ Brazil 417,176 1,992 2.78% v. Vnzula 2,244 70 1.10% v. Urgwy 2,972 845 1.39% v. Argentin 66,263 1,489 2.14% v. Pragwy 6,883 989 2.36% v. Colomb 76,4141 539 2.59% v. Peru 63,223 1,976 3.45% v. Boliv 13,151 1,158 4.19% v. Eqdr 19,018 1,113 4.81% ___________________________________ India 235,189 174 1.09% v. Pakistan 18,677 88 2.20% v. Nepal 3,519 127 0.95% v. Srllnk 745 34 0.61% v. Bngldsh, Mldvs, Bhutan, [6] ___________________________________ Germany 84,924 1,024 2.43% v. Denmark 2,495 430 0.97% v. NL 17,290 1,003 1.12% v. Swzlnd 10,698 1,256 1.60% v. Austria 10.351 1,170 1.65% v. Czech 29,608 2,786 1.80% v. France 105,850 1,580 1.85% v. Belgium 24,444 2,140 2.43% ___________________________________ Israel 6,374 717 0.76% v. Jordan 9,047 909 1.26% v. Egypt 13,714 139 5.85% v. Syria 1,631 93 7.03% v. Cyprs 328 276 0.48% v. UAE, Bahrain, Morocco, Malta [6] _______________________________________________ NO BORDERS, NO VIRUS in 12 ISLANDS-ATOLLS cited out of PHL-7,100, EST-2,220, out of Africa, India, Europe, U.S, Australia, which, with peninsulas & safe-deserts, constitute Nature Refuges from virus. _____________________________________ Sn Barth 1 140 0.10% Timor-Leste 4 3 0.13% Cayman Ilnds 2 30 0.37% British Virgin Ilnds 1 33 0.46% Grenada 1 9 0.63% Sn Vincent 12 118 0.63% Sn Martin 12 369 0.68% Turks & Caicos 17 480 0.71% New Zealand 26 5 0.99% Taiwan 12 1 1.02% Caribbean NL 16 636 1.02% Mauritius 17 13 1.39% ______________________________________ 1. 20-30% of Corona-Variants may slip through most borders[2]. 2. We replace terms like travel ban, immigration, with Diffusion Rates driven by 3 BDG forces as part of our Climate Thermodynamics. ['in']. 3. Perhaps some Governments study relocating some to VIRUS-FREE domestic & international locations? under strict Residential Distancing? 4. PRIVATE INVESTMENTS can help 6.1 to stop otherwise more than a million pandemic deaths and end this failing biochemistry-based-ONLY, and all other effective, needed, extant measures. 5. New doctrine-philosophy stands apart in resolving the greatest life-or-death dilemma in history - a time-invariant humanity issue v. AIA Social MANIFESTO: Abuse Ideas' Authors, not their ideas, patents, designs, teaching, editorials, philosophy, science. 6. AVOID AIA [5], eg, US: a. Identify VIRUS-FREE-AREAS like FREE Highway Sides, National, State, County, City, Rural PARKS at Utah/Alaska/PrtRic & HWY-Islands b. Provide ONE-WAY TRAVEL PERMITS to a-locations or islands [List], c. Minimizing rush to hospitals d. Allow moves to islands/rivers/forests, or safe-deserts or camping with 100 ft Residential Distancing, e. Provide Free good tents to homeless with food, ordering Max-Stay Outside. Enough said prior to [7]. REFERENCES [1] Data Sources: Thousands of dedicated Drs., Nursers, Health-Care Workers in ~180 nations daily reporting to US university JH, World Health Organization, WHO, on corona/variants reordered by this PRIVATE, NON--AFFILIATED, UN-FUNDED STUDY since Oct 22, 2020. youtube, ['in']. [2] asia.nikkei.com/Spotlight/Coronavirus/COVID-variants-swamp-India -and-Japan-hospitals-5-things-to-know///
erestube
erestube 6 päivää sitten
The amount of violence in American advertising is incredible. Hey, that's an idea for a show!
Ghett Stuffed
Ghett Stuffed 6 päivää sitten
The take away is Racoons + Hotdogs > Bankruptcy system
megumino2
megumino2 6 päivää sitten
I'm a bankruptcy lawyer and this is mostly true. The problem with "pushing people into chapter 13 instead 7" is that in some states if attorney fees don't get paid up front, they will be discharged along with all the other debts. So the debtors have no choice but to either make monthly payments towards their attorney fees (they may be getting garnished at the same time), or move towards a chapter 13 to stop said garnishment. In the state I am in, there's no such rule, attorney fees are specially carved out, so you can collect on these fees once the bankruptcy is filed. I hate that this is not universally adopted.
desiree beaudry
desiree beaudry 7 päivää sitten
And Trump is the GOAT when it comes to bankruptcy. It boggles my mind as to why some people believe he's a "businessman."
bilinas mini
bilinas mini 7 päivää sitten
The silence that follows John's jokes make them that much funnier
Sean Patrick
Sean Patrick 6 päivää sitten
2
Dec
Dec 7 päivää sitten
It frustrates me just how blatant government corruption is these days, it feels like a lot of politicians just want to play lobbying janga where they see how much lobbying money they can make breaking or dismantling or failing to fix broken government systems while still having a functional county.
Dec
Dec 7 päivää sitten
Our backwards Victorian healthcare system is a national embarrassment and needs to go.
Nathaniel Coffin
Nathaniel Coffin 7 päivää sitten
I wonder weather anyone ever got a new credit card just so that they could pay for chapter 7 bankruptcy
bilinas mini
bilinas mini 7 päivää sitten
HEY! It's James Blackwood, the Raccoon Whisperer!
sgtdisturbed47
sgtdisturbed47 7 päivää sitten
I'm having to pay $1,350 to do my simple bankruptcy
inlimboxyu
inlimboxyu 7 päivää sitten
The chicken fry graphic is in uncanny valley territory though
mack cummy
mack cummy 7 päivää sitten
The only way to get out of student debt is to die? How about trying to pay it off. You wanted your useless, expensive degree.
d franklin
d franklin 7 päivää sitten
hey writers, excellent pull from Magnolia. Thanks.
NyJoanzy
NyJoanzy 7 päivää sitten
That 'hot dog raccoon " clip may not have been the part that informed us of how broken the system is but it was the part that gave me a glimmer of hope for humanity.
Argos Fe
Argos Fe 8 päivää sitten
Goes to school. Fail miserably. Get a schizophrenia diagnosis. Guess I'll die.
Katherine Hancocks
Katherine Hancocks 8 päivää sitten
If student loans were market-based then I COULD get behind having borrowers declare bankruptcy if they can't pay them back. So someone who took a student loan out to study art history would have to pay higher interest because there was more chance they would default... so the risk of defaulting is baked into the cake... the price of the loan. And someone who took stem would have a lower interest rate.
seigeengine
seigeengine 7 päivää sitten
Do you actually know that that's the case, or?
Katherine Hancocks
Katherine Hancocks 8 päivää sitten
I have to stop thinking
Katherine Hancocks
Katherine Hancocks 8 päivää sitten
The thing is John. Everyone has to have it as their GOAL to do what they reasonably can to be a contributing member of society. I understand not everyone is going to do that. Now if I invest in the "John Oliver comedy Factory"... you have a fiduciary responsibility to me as a shareholder... ...But I MAY LOSE ALL MY MONEY because I made a bad investment... I MUST TAKE SOME RESPONSIBILITY. Free market lenders MUST TAKE SOME RESPONSIBILITY for Lending to high-risk individuals knowing there is a higher chance it MAY NOT BE PAYED BACK. If I have bad credit so I get a high-interest credit card and I end up paying for some of the irresponsible people who didn't pay off their credit cards.... the people who do not pay off their credit cards are not takers anymore than you are a taker because you blew all my money in a bad investment. Education Loans secured by government are a little different... They are essentially charity not based on Market risk. If a person is a contributing member of society they will pay their debts... And especially the ones that are loan without a market incentive. So I actually don't believe student loans should be discharged in bankruptcy... but if someone never earns enough money to pay them off ever... that is okay. Mike Rowe had a video on how people are begging for their student loans to be forgiven... but if a guy takes out a loan to start a construction business he's expected to pay it off.
seigeengine
seigeengine 7 päivää sitten
I feel like you just put a jumble of different only vaguely related statements together and are pretending you've made an actual point.
Katherine Hancocks
Katherine Hancocks 8 päivää sitten
If I get my car stolen my insurance may go up. I didn't do anything legally wrong but maybe I should be more responsible. Obviously if I keep parking my car in a bad neighbourhood I have some culpability. Obviously people shouldn't willy-nilly declare bankruptcy. But if I get a high-interest credit card because I have bad credit and I managed to pay everything off and pay the high interest charge. I am paying higher interest because we know some people won't be able to pay their debts. So yes I am paying for some people's irresponsibility. And people who lend money to people with bad credit also have to accept some responsibility. Everybody has to accept responsibility. If you declare bankruptcy you should have bad credit. If you lend to less responsible Borrowers you're taking a risk that you should accountable for. If someone has bad credit they will pay higher interest to pay for the people in that class who don't pay their bills.
Freeda Peeple
Freeda Peeple 8 päivää sitten
O'Leary just wants bankruptcy to remain a tool used by the rich to avoid debts they could and should pay.
tcwaterdrill
tcwaterdrill 8 päivää sitten
Maybe you should have done a study of how many young people get into trouble using credit cards and the ones that get into trouble because of medical bills. My wife and I have 8 siblinds together, we have 10 nieces and nephews. None of us and our siblings have ever filled for bankruptcy, because when we grew up to the late 1960's and 1970's we did not get a credit card offer in the mail every week. Now you go to college today and you will be signed up right away for the credit card mailing list. Of the 7 nieces and nephews that went to college 4 have had to file for bankruptcy, one two times. All 4 spend more than they bring in each year, they will never learn. Their only hope is that their parent will help them out or die leaving them enough to put off bankruptcy for another 5 years. The 3 niece and nephews that have not file for bankruptcy had student college loans that they have already paid back, the 4 that have filed for bankruptcy had no student college loans because their parent paid for them to have a good old time in college.
seigeengine
seigeengine 7 päivää sitten
Sounds to me like your siblings were just shit parents and are trying to pass the buck onto someone else.
Canibal Vegetariano
Canibal Vegetariano 8 päivää sitten
Go to college Don't pay your bills Declare Oliver's bankruptcy Enjoy all the benefits from college, assuming you didn't go to modern arts studies. Paid by all the minimum wages workers that have 10% of tax deduced from all their weekly paychecks. Go to twitter and cry me a river as usual.
seigeengine
seigeengine 7 päivää sitten
"help, I don't know what bankruptcy is"
Ahmad L
Ahmad L 8 päivää sitten
I heard $80,000 and I thought "thank God mine isn't as bad! I have hope in paying it"
Clever Tag Here
Clever Tag Here 8 päivää sitten
HEY! It's James Blackwood, the Raccoon Whisperer!
Captain Doomsday
Captain Doomsday 8 päivää sitten
Man, late-stage capitalism is just unambiguously evil. I'm not just learning this, but sometimes I get to forget it.
Ryan Courtright
Ryan Courtright 8 päivää sitten
I’m a bit confused. They said they couldn’t afford to file for bankruptcy saying it costs about $1,000. Where is there money going? Are they still paying down credit cards?
seigeengine
seigeengine 7 päivää sitten
You do realize people need to spend money to exist in society, right? $1000 is a lot of money for a lot of people, whether they're worrying about declaring bankruptcy or not.
Ryan James
Ryan James 8 päivää sitten
The cartoon attorney looks like Harry Potter
seeni gzty
seeni gzty 8 päivää sitten
I wish you could do a Canadian bankruptcy version of this episode.
Karl Hungus
Karl Hungus 8 päivää sitten
Laughable that Americans continue to allow lobbyists and scumbags like Grassley to run your country. No surprise though that he's from Iowa. You had two fantastic candidates that may have finally changed your country for the better (Warren and Sanders), and shocker, they had no chance.
Aw Damn
Aw Damn 8 päivää sitten
Allowing students to include student loan debt in bankruptcy will only expose the worthlessness of for profit education and majority of accredited universities. We need to do it because the college teacher dream is a lie.
seigeengine
seigeengine 8 päivää sitten
Honestly, education should be funded by the state. It's enormously inefficient that the only way for poor people to get educated is to excel despite the odds being stacked against them (as they also often are less able to study, do school work, have other shit in their lives that leaves them less able to focus on school anyway).
Aw Damn
Aw Damn 8 päivää sitten
File bankruptcy and you are a loser. Do it multiple times and fail at a casino, all of a sudden you are deemed presidential material.
seeni gzty
seeni gzty 8 päivää sitten
Oh hell Kevin O'Leary is such a POS.
DrX_1030
DrX_1030 8 päivää sitten
Personal Finance should be taught in school
alexandru turcanu
alexandru turcanu 8 päivää sitten
Hi... what is that top left picture of what John Oliver has bought and can i have a link/description of the story cause there is some context needed there.
Minox Knoctis
Minox Knoctis 8 päivää sitten
We shouldn't be talking about bankruptcy due to medical debt we should be fixing the medical system. Some of the medical charges are just ridiculous stupid and insurance should be better.
Thor Cain
Thor Cain 8 päivää sitten
I don’t think student debt should be included, maybe a portion of it. No one but you decided to take on that debt and then didn’t get a job to pay it.
seigeengine
seigeengine 8 päivää sitten
By that reasoning, you should be against all non-medical bankruptcy. Nobody but you decided to take on any debt except medical debt, which can occur regardless of your choices.
bocoy noiu
bocoy noiu 8 päivää sitten
The silence that follows John's jokes make them that much funnier
Sean Patrick
Sean Patrick 6 päivää sitten
One
Seuraava
Highlights: Man Utd 2-4 Liverpool
1:30
Highlights: Man Utd 2-4 Liverpool
1:30